Getting an appraisal from Pedro Rubio (321) 217- 2268To many, an appraisal is simply one more thing on the break-sheet for a home sale or refinance. While there are a multiplying number of automated home valuation methods that might appear more economical than an appraisal, most lenders still call in a local expert because the stakes are very high. You might believe that obtaining a mortgage is the only basis for getting an appraisal, but there are other cases when the services of a licensed, independent real estate professional could be helpful.
Let Pedro Rubio (321) 217- 2268 help you appeal your tax assessment in Orange CountyIt's probable you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your house, so if prices have declined in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from Pedro Rubio (321) 217- 2268 is your best evidence. We're equipped to assist you in appealing your tax assessment.
Getting rid of your PMI will lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that nearly all lenders ask buyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. Seeing that extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
Pedro Rubio (321) 217- 2268 will produce a statement regarding the value of your home, and the cost of the appraisal can often be regained in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Pedro Rubio (321) 217- 2268A divorce can be an especially daunting experience for both parties, and it is often more complicated by the difficult decision of who gets the house. Regardless of the circumstances, it's prudent to get an appraisal from Pedro Rubio (321) 217- 2268 so both parties are entirely aware of the true market value of their property.
The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Trustworthy estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.
Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten an honest deal.
Let Pedro Rubio (321) 217- 2268 help you with relocating to or from Orange CountyWe are aware of the stress associated with an employee relocation. We take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend employees that are moving to provide feedback on the positive characteristics of their property, as well as information regarding any new sales or listings in their area that they want considered.
Selling your home quickly at the right priceA professional appraisal can help you make a more informed decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't a percentage of the sales price, but rather they are based on our efforts to finish the appraisal.
We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.